Bloom-a-Bean™ is a gentle, developmentally aligned money-learning journey designed to help children grow confidence, self-control, and healthy habits — one seed at a time.
 
Created by educator and developmental health practitioner Janepher Otieno, Bloom-a-Bean teaches money through play, story, routine, and relationship — not pressure, fear, or shame.
 
Children learn best when ideas feel safe and concrete. That’s why Bloom-a-Bean uses the Money Garden™ metaphor, helping children see how small, consistent choices grow over time with care and patience.
 
You don’t need to be “good with money” to use this program. Each workbook includes simple scripts, hands-on activities, and age-appropriate Money Missions™ that guide families and educators step by step — making learning calm, joyful, and achievable for everyone involved.

WHY THIS BOOK MATTERS

Teaches self-control early

Children learn to pause before spending using the Cool-Down Check — a foundational life skill linked to academic success and emotional regulation.

Builds confidence, not fear or shame

This workbook provides parents with simple scripts and structure, turning money conversations into calm, positive family moments instead of stressful ones.

Turns small choices into lifelong growth.

Through the Money Garden™ story, children see how small, consistent habits grow into meaningful results over time.

Who It’s For

What Your Child Will Learn in 12 Weeks

Each lesson is developmentally aligned, emotionally safe, and designed to feel like a story — not a lecture. Children learn through activities, reflection, and guided Money Missions they complete with a trusted adult.

🟤 Confidently choosing when to save and when to spent

🟤 Clearly choosing what you must have and what you can live without.

🟤 Setting financial goals using the Money Garden™ visual system

🟤 Simple tracking and early budgeting to help you understand your spending and plan with intention.

🟤 Thoughtful decision-making that considers long-term outcomes while creating space for generosity.

🟤 Empowered to speak about finances with adults, making every conversation intentional, informed, and impactful.

Parent and Facilitator Guide: Workbook2

The Parent/Facilitator Guide for Workbook 2 is the go-to resource for confidently teaching money skills to children aged 6–9. Designed for parents, teachers, and caregivers, it delivers clear, step-by-step guidance to make saving, budgeting, earning, generosity, and smart spending simple and engaging. Perfectly aligned with Workbook 2, this guide turns financial literacy into a fun, confidence-building experience that helps children develop lifelong healthy money habits.

Key Benefits:

🟤 Clear, step-by-step guidance for parents, teachers, and facilitators

🟤 Supports children aged 6–9 in learning money skills

🟤 Teaches saving, budgeting, earning, generosity, and thoughtful spending

🟤 Offers tips to make Money Missions fun and engaging

🟤 Helps children build financial confidence, independence, and responsibility

🟤 Ideal for home, classroom, or group learning settings

Empower the children in your life to grow smart money habits with confidence—with this essential guide for Workbook 2.

Frequently Asked Questions (FAQs)

Bloom-a-Bean™ is a confidence-building digital money workbook designed for children . It teaches core money skills through fun Money Missions and a gentle bean-plant story.

Children learn saving, planning, simple budgeting, earning, generosity, and thoughtful spending — all in age-appropriate, easy-to-understand ways.

The workbook uses storytelling, hands-on activities, and guided Money Missions that help children learn by doing, not memorizing.

Yes. Bloom-a-Bean™ is perfect for children with no prior money knowledge and for families starting their money-learning journey together.

No financial expertise is required. The workbook includes simple guidance that makes it easy for parents and caregivers to support learning.

Workbook 1 (My First Money Seeds) is designed specifically for younger children and includes a full Parent & Facilitator Guide.

Not at all. The workbook includes simple guidance and scripts so you can learn alongside your child.

The workbook is designed as a 12-week journey, but families can move at their own pace.

Bloom-a-Bean™ focuses on confidence, values, and healthy habits — not pressure — using story-based learning that grows alongside your child.

Where healthy money habits begin—gently

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Parent/Facilitator Guide for Workbook 2: The Money Garden (Age 6-9)

$24.00
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The Money Garden: Workbook 2 | 6-9Yrs

$19.00
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The Money Garden™ Family Bundle (Ages 6–9)

$37.00

Testimonials

Cathy Warega
Cathy Warega

Mother

Sudbury Ontario

When I started working with Bloom & Bean, I was in debt and unsure where to begin. Through step-by-step guidance, practical tools, and consistent support, I learned to manage my finances intentionally and steadily work my way out of debt. The experience strengthened my financial knowledge and confidence, giving me clarity around money management, planning, and intentional growth. Today, I feel empowered, confident, and in control of my financial future. I highly recommend Bloom & Bean to anyone seeking financial clarity, discipline, and lasting transformation. Thank you so much Ms. Janepher .
Dr. Rogers Mokua
Dr. Rogers Mokua

Professor - Edmonton Public schools

Edmonton

Janepher Otieno is a remarkable individual whose unwavering dedication to her community and exceptional work ethic set her apart. Her active involvement in community initiatives has fostered positive change, demonstrating her commitment to improving the lives of others. Janepher’s impactful contributions have not only empowered those around her but also inspired others to engage and make a difference. Her dedication to research underscores her pursuit of knowledge and her desire to create meaningful solutions. Well done, Janepher, for your outstanding community involvement, impactful work, and relentless dedication to advancing research.
David AKERO 17yrs
David AKERO 17yrs

Student (NASA Aspirant)

NASA scholarship

Bloom & Bean taught me practical financial skills that every young person should learn early, including budgeting, saving, and responsible money habits. The guidance was easy to understand and helped me develop confidence in making smart financial decisions. This experience has given me a strong foundation for my future.
Richard Rodgers
Richard Rodgers

President

Canafric Heritage Association (CAHA)

Janepher, I want to sincerely thank you for the example you continue to set through your strong work ethic, meaningful community contribution, and disciplined approach to financial knowledge. Your dedication is evident in everything you do. You approach your responsibilities with consistency, accountability, and integrity. You lead by action, building with intention and patience, and demonstrating what it means to be reliable and purpose-driven. Overall, your story reflects the heart of Bloom a Bean—growth through lived experience, values-based leadership, and storytelling that inspires others to rise, contribute, and thrive.
Jayne Lerato
Jayne Lerato

Medical Practitioner

Edmonton

Before using the Cool-Down Check, spending decisions were often rushed. Now my 7-year-old pauses, reflects, and makes more thoughtful choices. It’s been a simple but powerful shift.
Rosa Diana Blinks
Rosa Diana Blinks

Physiotherapist

Calgary

What surprised me most was how naturally the learning happened. Through the Money Missions, my child began asking thoughtful questions, planning small goals, and making spending choices with confidence. What once felt like a difficult conversation became a calm, positive routine we now enjoy together. Bloom-a-Bean didn’t just teach money skills — it helped build confidence, patience, and trust around money in our home.
Ronald Mojica
Ronald Mojica

Grandpa/Businessman

Vancouver

As a grandparent, I love how this brought our family together. It gave us a calm, fun way to talk about money, values, and decision-making in a way that felt supportive and positive.